Today, The Loop’s Jim Dalrymple wrote an interesting article that should give a lot of confused people some perspective on this whole Verizon iPhone business. Not surprisingly, Dalrymple reports that Apple already has a fully functional CDMA iPhones, lurking in the shadows of 1 Infinite Loop, that is ready to go into production at a moment’s notice. The problem, according Dalrymple, is that Apple and Verizon have yet to finalize a deal. Having the iPhone hardware lying on a shelf waiting to be mass produced is beneficial for both companies; as it won’t have to scramble to make up for lost time once the deal is struck. Apple also has a long history of developing products well in advance — a good example of this was its Intel-compatible version of OS X. So why then did Bloomberg so confidently report that Verizon will have the iPhone in January? That could simply be a negotiating tactic, something which would not at all be out of the ordinary.